For loans below $499,999 rates should start from 3.5%.
For loans below $500,000 to $1,000,000 should start from 3% or more.
Other amounts that exceeds $1,000,000 should enjoy better rates depending on the current promotions.
However all interest rates will depend on the number of years you take up the loan for.
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Refinance Home Loan

Refinancing your home loan will be a similar process as a new home loan however it becomes much clearer for most house owners. This is because the process of understanding and applying for the loan is much similar to previous steps when applying for a new or existing home loan.

Therefore, a refinance home loan is to help existing house owners to reevaluate they current packages. Mortgage loan packages may get more attractive rates when the owners refinance depending on their current status. Hence, it is important to get your loan package reviewed every 3 to 4 years. It helps to lower the interest or shorten the period of payment which can result in lots of savings. Additionally, it helps to free up more capital so that mortgage investors can consider another property. (Property is 1 of the best investments considered by most Singaporeans.)

The bottom line is it is advisable always review a mortgage loan regardless how good deal you signed up for. Refinance Home Loan packages can create much more opportunities to reinvest or save in the process. Which is why engaging Mortgage Loan Consultants can help keep track of a great loan package in the market. Most importantly, help you plan ahead by paying off the loan burdens and achieve assets ownership.